Banks said no — or just too slow? NBFCs offer faster approvals, flexible eligibility, and loan products that banks don’t provide. Enego finds the right NBFC for your business and handles everything from application to disbursement.
Non-Banking Financial Companies (NBFCs) are RBI-regulated lenders that operate outside the traditional banking system. They offer business loans, working capital, machinery finance, loan against property (LAP), and cash-flow-based lending — often to businesses that banks would reject or put through a 6-week process.
NBFCs are particularly useful if your business is less than 3 years old, your CIBIL score is between 650–699, you need money in under a week, or you are looking for a loan product your bank simply does not offer.
Enego works with 25+ NBFC partners across India. We match your business profile to the right lender, handle the paperwork, and follow the application through to disbursement.
Working Capital Loans — Short-term funding for daily operations, inventory, and payroll management
Term Loans — Medium to long-term financing for business expansion, equipment, and infrastructure
Loan Against Property (LAP) — Leverage your commercial or residential property for larger loan amounts at lower rates
Machinery Finance — Dedicated funding for purchasing, upgrading, or leasing business equipment and machinery
Invoice Discounting — Access cash tied up in unpaid B2B invoices without waiting for payment cycles
24–72 Hour Disbursement — Get funds in days, not weeks. Most NBFCs process applications 5–10x faster than traditional banks
Lower CIBIL Accepted — Scores of 650+ are workable with NBFCs, while banks typically require 700+ for business loans
Minimal Documentation — Streamlined paperwork compared to banks. Many NBFCs require just KYC, bank statements, and basic financials
Young Business Friendly — NBFCs often fund businesses with less than 3 years of operations that banks would decline outright
Specialized Products — Niche lending for specific industries, seasonal businesses, and unconventional revenue models
Most NBFC loans are approved and disbursed within 24–72 hours of complete documentation — significantly faster than bank term loans.
Working capital, term loans, LAP, machinery finance, invoice discounting, and cash-flow-based lending — matched to your specific need.
We compare rates, terms, and processing fees across our NBFC network and recommend the best deal for your profile.
We explain processing fees, prepayment charges, and covenants upfront — so there are no surprises after you sign.
From application to disbursement, we handle the entire process.
We look at your business age, monthly turnover, bank statements, and what you need the loan for.
We identify which of our 25+ NBFC partners has the best product and rates for your profile and loan size.
We prepare the full application pack — KYC, financial statements, bank statements, and any lender-specific annexures.
We liaise with the lender through sanction and disbursement, and make sure the money reaches your account without delays.
We look at your business age, monthly turnover, bank statements, and what you need the loan for.
We identify which of our 25+ NBFC partners has the best product and rates for your profile and loan size.
We prepare the full application pack — KYC, financial statements, bank statements, and any lender-specific annexures.
We liaise with the lender through sanction and disbursement, and make sure the money reaches your account without delays.
Tell us your loan amount and purpose — we will match you to the best NBFC option and give you a rate comparison.
Contact Us
Starting Or Expanding Your Business? Contact Us For Expert Consultancy On Company Registration Or Migration And Access India's Top MSME Funding Schemes. We Offer Personalized Services To Help You Secure The Resources Needed For Growth.
We will be happy to address your queries over a call.
Connect with us toll-free for expert guidance and support
Starting Or Expanding Your Business? Contact Us For Expert Consultancy On Company Registration Or Migration And Access India's Top MSME Funding Schemes.
We will be happy to address your queries over a call.
Connect with us toll-free for expert guidance and support
